Facts + Statistics: Identity theft and cybercrime

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Key Facts

  • According to The Identity Theft Research Center (ITRC) Annual Data Breach Report, 2022 had the second-highest number of data compromises in the U.S. in a single year. At least 422 million individuals were impacted.  
  • According to the FBI’s Internet Crime Report 2022, 800,944 complaints of cyber-crime were reported to the FBI by the public, a 5 percent decrease from 2021. However, the potential total loss increased to $10.2 billion in 2022, up from $6.9 billion in 2021. California, Florida and Texas had the highest number of cybercrime victims.
  • The Federal Trade Commission’s (FTC) Consumer Sentinel Network took in over 5.1 million reports in 2022, of which 46 percent were for fraud and 21 percent for identity theft. Credit card fraud accounted for 43.7 percent of identify thefts, followed by miscellaneous identity theft at 28.1 percent, which includes online shopping and payment account fraud, email and social media fraud, and other identity theft. Georgia, Louisiana, and Florida had the most identity theft reports.

Identity theft and fraud complaints

Identity Theft And Fraud Reports, 2018-2022 (1)

 

id_theft_and_fraud_reports_2018-2022.gif

(1) Percentages are based on the total number of Consumer Sentinel Network reports by calendar year. These figures exclude "Do Not Call" registry complaints.

Source: Federal Trade Commission, Consumer Sentinel Network.

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Top Five Types of Identity Theft, 2022 (1)

 

Type of identity theft Number of reports Percent total top five
Credit card fraud—new accounts 409,981 43.7%
Miscellaneous identity theft (2) 263,419 28.1
Bank fraud—new accounts 110,513 11.8
Tax fraud 78,588 8.4
Business/personal loan 76,020 8.1
Total, top five 938,521 100.0%

(1) Consumers can report multiple types of identity theft. In 2022, 15 percent of identity theft reports included more than one type of identity theft.
(2) Includes online shopping and payment account fraud, email and social media fraud, and medical services, insurance and securities account fraud, and other identity theft.

Source: Federal Trade Commission, Consumer Sentinel Network.

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Identity Theft By State, 2022 (1)

 

State Reports per
100,000
population (2)		 Number of
reports		 Rank (3) State Reports per
100,000
population (2)		 Number of
reports		 Rank (3)
Alabama 363 17,763 8 Montana 106 1,123 41
Alaska 104 767 43 Nebraska 105 2,019 42
Arizona 265 19,018 17 Nevada 418 12,672 5
Arkansas 172 5,186 29 New Hampshire 140 1,892 36
California 319 125,597 14 New Jersey 323 28,712 13
Colorado 188 10,671 26 New Mexico 152 3,188 32
Connecticut 228 8,129 21 New York 312 60,835 15
Delaware 484 4,682 4 North Carolina 304 31,609 16
D.C. 418 2,932 5 North Dakota 112 848 40
Florida 524 111,221 3 Ohio 265 30,950 17
Georgia 574 60,348 1 Oklahoma 154 6,068 31
Hawaii 130 1,841 37 Oregon 151 6,293 33
Idaho 127 2,225 38 Pennsylvania 368 47,143 7
Illinois 335 42,558 12 Puerto Rico 47 1,537 49
Indiana 185 12,422 27 Rhode Island 229 2,420 20
Iowa 98 3,097 45 South Carolina 352 17,908 9
Kansas 194 5,651 25 South Dakota 76 670 48
Kentucky 120 5,334 39 Tennessee 238 16,124 19
Louisiana 534 24,898 2 Texas 397 113,808 6
Maine 103 1,377 44 Utah 175 5,522 28
Maryland 343 20,736 11 Vermont 90 564 47
Massachusetts 226 15,518 22 Virginia 261 22,177 18
Michigan 218 21,768 23 Washington 158 11,877 30
Minnesota 130 7,262 37 West Virginia 147 2,657 34
Mississippi 344 10,260 10 Wisconsin 143 8,319 35
Missouri 197 12,089 24 Wyoming 95 552 46

(1) Includes the District of Columbia and Puerto Rico.
(2) Population figures are based on the 2020 U.S. Census population estimates.
(3) Ranked per complaints per 100,000 population. States with the same number of complaints per 100,000 population receive the same rank.

Source: Federal Trade Commission, Consumer Sentinel Network.

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See also the Identity Theft section of our website Click here.

Top 10 Writers Of Identity Theft Insurance By Direct Premiums Written, 2021 (1)

($000)

Rank Group/company Direct premiums written (2) As a percent of
total direct
premiums written
1 State Farm   $33,885 14.0%
2 Nationwide Mutual Group 33,141 13.7
3 Travelers Companies Inc. 25,093 10.4
4 Hanover Insurance Group Inc. 14,503 6.0
5 Liberty Mutual 13,339 5.5
6 Farmers Insurance Group of Companies 10,804 4.5
7 American Family Insurance Group 10,360 4.3
8 Allstate Corp. 10,232 4.2
9 Erie Insurance Group 9,482 3.9
10 Mercury General Corp. 5,779 2.4

(1) Includes stand-alone policies and the identity theft portion of package policies. Does not include premiums from companies that cannot
report premiums for identity theft coverage provided as part of package policies.
(2) Before reinsurance transactions.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

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Cybercrime

 

 

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Top 10 States By Number Of Cybercrime Victims And By Losses, 2022 (1)

 

Rank State Number Rank State Losses
($ millions)
1 California 80,766 1 California $2,012.8
2 Florida 42,792 2 Florida 844.9
3 Texas 38,661 3 New York 777.0
4 New York 25,112 4 Texas 763.1
5 Illinois 14,786 5 Georgia 322.6
6 Pennsylvania 14,714 6 New Jersey 284.6
7 Ohio 13,659 7 Illinois 266.7
8 Michigan 13,566 8 Pennsylvania 250.9
9 Arizona 12,112 9 Alabama 247.9
10 Virginia 11,882 10 Arizona 241.1

(1) Based on the total number of complaints submitted to the Internet Crime Complaint Center via its website from each state where the complainant provided state information.

Source: Internet Crime Complaint Center.

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Top 10 Writers Of Cybersecurity Insurance By Direct Premiums Written, 2021 (1)

($000)

Rank Group/company Direct premiums written (2) As a percent of
total direct
premiums written
1 Chubb Ltd. $473,073 9.8%
2 Fairfax Financial Holdings 436,448 9.0
3 AXA XL 421,014 8.7
4 Tokio Marine 249,785 5.2
5 American International Group (AIG) 240,614 5.0
6 Travelers Companies Inc. 232,277 4.8
7 Beazley Plc 200,878 4.2
8 CNA Financial Corp. 181,383 3.8
9 Arch Capital 171,226 3.5
10 AXIS Capital Holdings Ltd. 159,059 3.3

(1) Includes stand-alone policies and the cybersecurity portion of package policies. Does not include premiums from companies that cannot report premiums for cybersecurity coverage provided as part of package policies.
(2) Before reinsurance transactions.

Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

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Additional resources

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